CLICK IMAGE TO VISIT SITEThe Dow Jones Industrial Average imploded from just over 14,000 in October 2007 to 6,500 in March 2009, and is still far below that October 07 peak.

Therefore, many retirees and near retirees are now free-falling with a parachute only half as big. With the market prices of their stocks down, seniors have to sell more shares to pay their bills.
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